Our Services

With the right planning and advice, we believe everyone can achieve their financial goals. That’s why we offer clients a few different options, from self-directed courses to custom one-on-one advice.

We keep our fees simple, there are no products and no commissions, we provide advice. We charge a flat fee that you can cancel at any time.

Financial Foundation

$20/month

We help you create a solid foundation for your personal finances. Our program covers the basics of personal finance, we help you create the right routine, and the right habits, to help you improve your personal finances for the long-term.

Each exercise includes customized tools & calculators to help you simplify your finances and create a solid routine.

We believe so strongly in our program that if by the end, you’re not on track to improve your finances by at least 2x the monthly fee, you will receive a full refund.

Coaching & Advice

$80/month
Plus free access to all foundation courses
Save $240

With Coaching & Advice you get regular access to a fee-for-service financial planner. Meet one-on-one with your fee-for-service financial planner every 6-12 weeks.

Meet frequently to get help setting up your financial routine or get coaching to help you reach your short-term financial goals like buying a house, starting a family, or creating a low-cost investment portfolio.

Or meet less frequently and get longer sessions. This is great for quarterly investment reviews or planning for big financial goals like financial independence or early retirement.

We’re flexible too, unused Coaching & Advice is automatically rolled over to the next month.

With Coaching & Advice you also get quick access to a fee-for-service financial planner anytime via e-mail for those nagging personal finance questions.

Portfolio Second Opinion

$400 One-Time

Get an unbiased second opinion for your investment portfolio. Our fee-for-service financial planners will do a comprehensive review of your portfolio looking at investment fees, asset allocation, diversification, and tax efficiency.

Includes a custom re-balancing strategy to help you keep your asset allocation on target. Also includes two one-on-one meetings with a fee-for-service financial planner, a discovery session to discuss your needs, and a final meeting to review the results of your portfolio review.

Custom Financial Plan

$1,000 One-Time

Plus free access to all foundation courses

Save $240

Get a comprehensive financial plan customized to your specific values and goals. We plan all aspects of your personal finances and create a detailed year-by-year plan from today to age 100.

Our plan includes, income, expenses, and cash flow, assets, debt, and net worth, a portfolio second opinion, investment planning, risk planning, plus optimization of taxes & government benefits.

You get a detailed estimate for government benefits like CPP, OAS, GIS etc. We also test the success rate of your plan over multiple historical scenarios so you don’t have to worry about running out of money.

More importantly, every plan includes a detailed, step-by-step, implementation plan for you to follow, so you’ll know exactly what it takes to reach your financial goals.

Custom Financial Plan + Advice

$500 One-Time + $80/month
Plus free access to foundation courses
Save over $500

Get all the benefits of our custom financial plan plus regular coaching and advice. This full-service package provides you with the knowledge and advice you need to be secure with your personal finances.

On-going clients receive plan updates every 12-months so that you always have the latest plan to work towards. With plan updates we consider changes in your goals, changes in your portfolio returns, changes to your income and expenses, and changes to government taxes & benefits.

Financial Foundation

$20/month

We help you create a solid foundation for your personal finances. Our program covers the basics of personal finance, we help you create the right routine, and the right habits, to help you improve your personal finances for the long-term.

Each exercise includes customized tools & calculators to help you simplify your finances and create a solid routine.

We believe so strongly in our program that if by the end, you’re not on track to improve your finances by at least 2x the monthly fee, you will receive a full refund.

Coaching & Advice

$80/month
Plus free access to all foundation courses
Save $240

With Coaching & Advice you get regular access to a fee-for-service financial planner. Meet one-on-one with your fee-for-service financial planner every 6-12 weeks.

Meet frequently to get help setting up your financial routine or get coaching to help you reach your short-term financial goals like buying a house, starting a family, or creating a low-cost investment portfolio.

Or meet less frequently and get longer sessions. This is great for quarterly investment reviews or planning for big financial goals like financial independence or early retirement.

We’re flexible too, unused Coaching & Advice is automatically rolled over to the next month.

With Coaching & Advice you also get quick access to a fee-for-service financial planner anytime via e-mail for those nagging personal finance questions.

Portfolio Second Opinion

$400 One-Time

Get an unbiased second opinion for your investment portfolio. Our fee-for-service financial planners will do a comprehensive review of your portfolio looking at investment fees, asset allocation, diversification, and tax efficiency.

Includes a custom re-balancing strategy to help you keep your asset allocation on target. Also includes two one-on-one meetings with a fee-for-service financial planner, a discovery session to discuss your needs, and a final meeting to review the results of your portfolio review.

Custom Financial Plan

$1,000 One-Time

Plus free access to all foundation courses

Save $240

Get a comprehensive financial plan customized to your specific values and goals. We plan all aspects of your personal finances and create a detailed year-by-year plan from today to age 100.

Our plan includes, income, expenses, and cash flow, assets, debt, and net worth, a portfolio second opinion, investment planning, risk planning, plus optimization of taxes & government benefits.

You get a detailed estimate for government benefits like CPP, OAS, GIS etc. We also test the success rate of your plan over multiple historical scenarios so you don’t have to worry about running out of money.

More importantly, every plan includes a detailed, step-by-step, implementation plan for you to follow, so you’ll know exactly what it takes to reach your financial goals.

Custom Financial Plan + Advice

$500 One-Time + $80/month
Plus free access to foundation courses
Save over $500

Get all the benefits of our custom financial plan plus regular coaching and advice. This full-service package provides you with the knowledge and advice you need to be secure with your personal finances.

On-going clients receive plan updates every 12-months so that you always have the latest plan to work towards. With plan updates we consider changes in your goals, changes in your portfolio returns, changes to your income and expenses, and changes to government taxes & benefits.

Fees are subject to HST.

No commissions. No sales goals. Just advice.

Pin It on Pinterest