Confessions of a Reverse Budgeter
There’s something I must confess, I like to budget backwards.
It’s not something I do on purpose. It’s just the way I like to do it. It just FEELS right. I am a reverse budgeter.
Most people budget the typical way. They add up all their expenses. They take their income and subtract this amount. Whatever’s left over goes into savings.
This never worked for me. I always did it backwards. Not on purpose, it just happened naturally that way.
I’d start with my income and first subtract savings. Then I’d subtract fixed expenses. Then the left over would be my spending money.